:root{
  --ink:#102a35;
  --ink-2:#203f4b;
  --muted:#5d7179;
  --brand:#087b78;
  --brand-dark:#055b5d;
  --accent:#f3b33d;
  --accent-soft:#fff5dc;
  --surface:#ffffff;
  --surface-alt:#f4f8f7;
  --surface-dark:#0d2d37;
  --line:#dce8e6;
  --shadow:0 18px 50px rgba(14,52,61,.10);
  --shadow-sm:0 10px 28px rgba(14,52,61,.08);
  --radius:22px;
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  color:var(--ink);
  background:var(--surface);
  line-height:1.75;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{display:block;max-width:100%;height:auto}
a{color:var(--brand-dark);text-underline-offset:3px}
a:hover{color:var(--brand)}
p{margin:0 0 1.25rem}
h1,h2,h3{letter-spacing:-.025em;color:var(--ink)}
.wrap{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.skip{position:fixed;z-index:9999;left:16px;top:-100px;padding:10px 16px;border-radius:10px;background:#fff;color:var(--ink);box-shadow:var(--shadow)}
.skip:focus{top:16px}

.header{
  position:sticky;
  top:0;
  z-index:100;
  background:rgba(255,255,255,.93);
  border-bottom:1px solid rgba(220,232,230,.9);
  box-shadow:0 4px 20px rgba(14,52,61,.04);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
}
.navrow{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:82px}
.logo{display:grid;grid-template-columns:auto auto;gap:0 5px;align-items:end;text-decoration:none;color:var(--ink);line-height:.86;white-space:nowrap}
.logo b,.logo span{font-size:24px;font-weight:900;letter-spacing:-1px}
.logo span{color:var(--brand)}
.logo small{grid-column:1/3;margin-top:8px;font-size:9px;font-weight:800;letter-spacing:4px;color:var(--muted)}
.menu{display:flex;align-items:center;gap:6px}
.menu a{padding:10px 11px;border-radius:10px;text-decoration:none;color:var(--ink-2);font-size:14px;font-weight:750;transition:.2s ease}
.menu a:hover{background:var(--surface-alt);color:var(--brand-dark)}
.navcta,.button{display:inline-flex;align-items:center;justify-content:center;background:var(--brand)!important;color:#fff!important;border-radius:999px;text-decoration:none;font-weight:800;box-shadow:0 8px 22px rgba(8,123,120,.18)}
.navcta{margin-left:4px;padding:10px 18px!important}
.navcta:hover,.button:hover{background:var(--brand-dark)!important;transform:translateY(-1px)}
.toggle{display:none;border:0;border-radius:11px;background:var(--brand);color:#fff;padding:11px 15px;font:inherit;font-weight:800;cursor:pointer}

.pagehero{
  position:relative;
  overflow:hidden;
  padding:72px 0 76px;
  color:#fff;
  background:
    radial-gradient(circle at 88% 12%,rgba(243,179,61,.35),transparent 25%),
    radial-gradient(circle at 15% 100%,rgba(56,197,184,.24),transparent 30%),
    linear-gradient(135deg,#0c3441 0%,#075d62 58%,#087b78 100%);
}
.pagehero:after{content:"";position:absolute;right:-90px;bottom:-180px;width:420px;height:420px;border:1px solid rgba(255,255,255,.12);border-radius:50%;box-shadow:0 0 0 45px rgba(255,255,255,.035),0 0 0 90px rgba(255,255,255,.025)}
.pagehero .wrap{position:relative;z-index:2}
.pagehero h1{max-width:920px;margin:20px 0 18px;color:#fff;font-size:clamp(40px,6vw,68px);line-height:1.04}
.pagehero p{max-width:850px;margin:0;color:#e1f2f1;font-size:clamp(17px,2vw,20px);line-height:1.65}
.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:2px;color:#d8efee;font-size:14px}
.breadcrumbs a{color:#fff;font-weight:700}
.breadcrumbs span{margin:0 5px}

.homehero{padding:78px 0;background:linear-gradient(180deg,#eef8f6 0%,#fff 92%)}
.hero-grid,.split{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:64px}
.hero-grid h2{margin:12px 0 22px;font-size:clamp(43px,6vw,74px);line-height:1.02}
.hero-grid p{max-width:680px;color:var(--muted);font-size:20px}
.hero-grid img,.split img{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.kicker{display:inline-flex;align-items:center;gap:8px;color:var(--brand-dark);font-size:12px;font-weight:900;letter-spacing:2px;text-transform:uppercase}
.kicker:before{content:"";width:28px;height:3px;border-radius:99px;background:var(--accent)}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.button{padding:14px 23px;transition:.2s ease}
.button.secondary{background:#fff!important;color:var(--brand-dark)!important;border:1px solid var(--brand);box-shadow:none}
.button.secondary:hover{background:var(--surface-alt)!important}

section{padding:80px 0}
main>section:not(.pagehero):first-of-type{padding-top:80px}
.soft{background:var(--surface-alt)}
.content{max-width:900px}
.content>.lead{position:relative;margin-bottom:38px;padding:26px 30px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:var(--shadow-sm);font-size:20px;color:var(--ink-2)}
.content>h2,.articlebody h2{margin:48px 0 14px;font-size:clamp(28px,3vw,36px);line-height:1.2}
.content>h2:after,.articlebody h2:after{content:"";display:block;width:55px;height:4px;margin-top:12px;border-radius:99px;background:linear-gradient(90deg,var(--accent),var(--brand))}
.content>p{font-size:17px;color:#334e58}
.lead{font-size:21px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:34px}
.card{overflow:hidden;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow-sm);transition:.25s ease}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card img{width:100%;aspect-ratio:16/10;object-fit:cover;background:var(--surface-alt)}
.card>div{padding:23px}
.card h3{margin:5px 0 11px;font-size:23px;line-height:1.25}
.card h3 a{text-decoration:none;color:var(--ink)}
.textlink{font-weight:850;text-decoration:none}
.checks{padding-left:22px}.checks li{margin:10px 0;padding-left:5px}
.callout{position:relative;overflow:hidden;margin:42px 0 0;padding:29px 31px;border:1px solid #cfe6e3;border-left:6px solid var(--brand);border-radius:16px;background:linear-gradient(135deg,#effaf8,#fff9e9);box-shadow:var(--shadow-sm)}
.callout h2{margin:0 0 10px!important;font-size:25px!important}.callout h2:after{display:none!important}.callout p:last-child{margin-bottom:0}
.faq details{padding:20px 0;border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-size:20px;font-weight:850}
.postrow{display:grid;grid-template-columns:320px 1fr;gap:32px;padding:30px 0;border-bottom:1px solid var(--line)}
.postrow img{width:100%;aspect-ratio:16/10;object-fit:cover;border-radius:17px;border:1px solid var(--line)}
.postrow h2{margin:3px 0 10px;font-size:29px;line-height:1.2}.postrow h2 a{text-decoration:none;color:var(--ink)}
.article{max-width:960px;margin:auto}
.articlemeta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:20px;color:var(--muted)}
.featured{width:100%;margin-bottom:40px;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}
.articlebody{max-width:790px;margin:auto;font-size:18px}
.articlebody p{margin:0 0 21px;color:#304b55}

footer{padding:66px 0 22px;background:var(--surface-dark);color:#d5e6e7}
.footergrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:54px}
.footergrid>div:first-child p{max-width:530px;margin-top:22px;color:#bcd0d3}
.footergrid h2{margin:0 0 16px;color:#fff;font-size:16px;text-transform:uppercase;letter-spacing:1.3px}
.footergrid a{display:block;margin:8px 0;color:#d5e6e7;text-decoration:none}.footergrid a:hover{color:#fff}
.inverse b,.inverse span{color:#fff}.inverse small{color:#bcd0d3}
.copyright{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.13);color:#afc6c9;font-size:13px}

@media(max-width:980px){
  .menu{gap:0}.menu a{padding:9px 7px;font-size:13px}
  .hero-grid,.split{gap:38px}
}
@media(max-width:850px){
  .wrap{width:min(var(--max),calc(100% - 28px))}
  .navrow{min-height:72px}
  .toggle{display:block}
  .menu{display:none;position:absolute;left:14px;right:14px;top:72px;flex-direction:column;align-items:stretch;padding:13px;border:1px solid var(--line);border-radius:0 0 16px 16px;background:#fff;box-shadow:var(--shadow)}
  .menu.open{display:flex}.menu a{padding:12px 14px;font-size:15px}.navcta{margin:5px 0 0!important}
  .pagehero{padding:55px 0 60px}.pagehero h1{font-size:clamp(38px,11vw,56px)}
  .hero-grid,.split,.footergrid{grid-template-columns:1fr}.hero-grid img{order:-1}
  .cards{grid-template-columns:1fr}.postrow{grid-template-columns:1fr}
  section,main>section:not(.pagehero):first-of-type{padding:58px 0}
  .content>.lead{padding:22px}
}
@media(max-width:520px){
  .logo b,.logo span{font-size:21px}.logo small{letter-spacing:3px}
  .pagehero{padding:45px 0 50px}.pagehero h1{font-size:39px}
  .pagehero p,.hero-grid p{font-size:17px}
  .content>h2,.articlebody h2{font-size:29px}
  .postrow h2{font-size:25px}
  .callout{padding:23px 21px}
}